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Zurab, 54, is a farmer from the village of Sakasheti, in the Gori district. He lives with his wife Larissa, their 29-year-old daughter, and their 22-year-old son.

All the family members are involved in agriculture. In particular, they have nine hectares of agricultural land, where tomato, cabbage, wheat and appletrees are grown. All harvested vegetables are sold to the wholesalers. Also Zurab owns a tractor and truck, which is used in his farm for tilling the land and transportation of vegetables and fertilizers.

With the requested credit Zurab will purchase fuel for the tractor and fertilizers. All this will be used for tilling and fertilizing the land. Some part of the credit will be paid to the hired workers, which will help the family in cultivation. After the cultivation vegetables will be sown.

Zurab's family hopes that they will have a good season and will harvest quality vegetables. Part of the income will be reinvested in the farm and the other part will be used for house renovations and the purchase of new furniture.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 34
    View loans »
    Georgia Loans Fundraising
  • $8,323,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Zurab to purchase fuel and fertilizers for tilling and fertilizing the land and to pay agricultural workers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 23, 2011
May 27, 2011
Currency Exchange Loss:
Mar 15, 2012