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Naseem's Group
In this Group: Naseem, Nasreen, Irshad, Farzana, Ghazala
A caring & supportive lady, Naseem supports her family financially with her clothes-making business. She does this work for her neighboring clients. She is very skillful and receives a good number of orders every month. The earnings she makes help pay the utility bills.

She has five children, all of whom are enrolled in a local school. Her husband is a plumber and provides sanitation repair services to his customers.

Naseem has applied for a loan from Kiva partner Asasah for her husband, who will use it to buy tools. This will allow him to provide better quality service to his clients and earn more profit.

He has been operating this business for the past five years and has a good name in his region for the quality of his services. Naseem hopes that after the loan investment, he will be able to expand his business further.

This is her first loan application to Asasah. She hopes that it will be a profitable experience for her family.

Note: In the photo, the lady with a book (called Asasah Passbook) is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,050 loan helped a member to buy tools for a plumbing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 20, 2011
May 27, 2011
Currency Exchange Loss:
May 15, 2012