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Bwanya Plus Group
In this Group: Victor, Hubert, Marie, Tshishiku, Kasonga, Dieudonné, Freddy, Aimérance
Victor is a chairman of the community bank named “Bwanya Plus,” which is composed of eight microentrepreneurs united in solidarity to obtain loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.

Victor sells timbers at the market located in the eastern area of Kinshasa. He has been in business since 1984. He has acquired solid experience in this area. Currently, through his sales, Victor makes about $50 per week.

His plans are to use the next loan to purchase some more timbers to resell in order to increase his income and achieve his dream of one day opening a larger timber facility in his area.

He is a trustworthy client of the MFI Hope DRC, having six times received and properly repaid loans.

Victor is 50 years old, married and the father of 12 children whose ages vary between 4 and 22. Nine of them go to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,956,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bwanya Plus Group's $1,850 loan helped a member to purchase more timbers to resell at profit.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 18, 2011
May 27, 2011
Currency Exchange Loss:
Oct 15, 2011