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Mabongisi Ya Nkolo Plus Group
In this Group: Rebecca, Constantine, Ngoma, Makiese, Béatrice
Rebecca is the leader of the Community Bank named “Mabongisi ya Nkolo Plus” which means “God’s Plan” in English. It is composed of 5 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Rebecca is 34 years old and the mother of four children whose ages vary between 3 and 9. Three of them attend school. Rebecca operates a general store. She has been active in her business since 1990. She joined one of Hope’s groups (a DRCongo Microfinance Program) in 2010, and has received five loans. Thanks to Hope’s loans, Rebecca’s business has prospered and it generates a profit of $80 per week. She intends to use the next loan to increase her inventory by buying cans, sacks of rice, sugar and milk to resell at a profit to increase income. As there is high demand, her ambition is to open a larger store in her area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mabongisi Ya Nkolo Plus Group's $1,200 loan helped a member to increase stock by buying cans, sacks of rice, sugar and milk and reselling them at profit.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 18, 2011
May 27, 2011
Currency Exchange Loss:
Oct 15, 2011