She is married by status and her husband operates a paint and polish business. He paints buildings and polishes furniture, windows, doors, etc. He has been operating this business for many years and has vast experience in it.
She has applied for a loan from Kiva partner Asasah for her cousin who also lives with her and is involved in the painting and polishing business. With the loan, he will buy paint boxes and polishes to improve the condition of his business. This will help him fulfill the demands of his clients and improve his business.
Sajida feels a great level of happiness by helping others. She is hopeful that an investment will be a productive one for her cousin.
This is her first loan application to Asasah.
Note: In the photo, the lady raising her hand is Sajida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid