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This is 25-year-old Zainab. She is married and has 2 children, ages 3 and 6 years old.

In 2005, Zainab established her food stuff business. She began her business because she needed a means of providing income for her family. Working 6 days a week and 10 hours a day, she earns about 930,000 SLL every month from this business.

She would like a loan in the amount of 4,500,000 SLL. Zainab has already received and successfully repaid 1 loan, and now requires a new loan in order to add assorted food items by cartons or bags. She hopes that this loan will enable her to increase her monthly profits by approximately 300,000 SLL. In the future, Zainab plans to open a wholesale shop, hire workers and buy land. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zainab to buy more food items for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 12, 2011
May 26, 2011
Currency Exchange Loss:
Dec 15, 2011