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Michael is 38 years old and married with three children who are 5, 7 and 11 years old. In 2007, he established his spare parts business to support his family. Working six days a week and 10 hours a day, he earns about Le 750,000 every month.

Michael requests a Le 5,000,000 loan. He has already successfully repaid two loans and needs the new loan to expand his business. He hopes this loan will help him increase his monthly profits by approximately Le 250, 000. In the future, Michael plans to open two spare part shops, buy a vehicle and bike for commercial use, and educate his children to the highest level. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Michael to buy more spare parts for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 6, 2011
May 26, 2011
Currency Exchange Loss:
Dec 15, 2011