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Las Salcajeñas Group
In this Group: Dorca Noemi , Gladiz Elizabet , Evelinda Azucel , Maria Alejandra , Daily Duvilia , Autencia Esperanza*, Francisca , Mery Beatriz , Modesta , Santos , Reina Consuelo
* not pictured
Mery Beatriz is married, 42 years old, and she has a primary school education. She has 4 children, all of whom are in school. She has a pastry shop where she makes cakes. She started out selling breads in the neighborhood market where she lives. She now has 10 years' experience in the business and it has generated an income for her to support her family. She hopes to have an even larger pastry shop. She has her husband's support and he is a merchant.

She brought a group together to request a loan. It will help her to purchase ingredients to bake cakes and to repair her oven. The other members of the group sell clothing, raise livestock, knit, make tortillas, and sell prepared foods.
View original language description ↓
Doña Mery Beatriz es casada, tiene 42 años D. edad, estudió los estudios primarios, tiene 4 hijos, los cuales estan estudiando, se dedica a la repostería, la elaboración D. pasteles, inició vendiendo pan en el mercado del lugar donD. vive y actualmente lleva 10 años D. experiencia en este oficio que le ha generado ingresos para sostener económicamente a su familia, espera tener con una pastelería aun mas amplio, cuenta con el apoyo D. su esposo quien se dedica al comercio.

Organiza un grupo para solicitar un préstamo que le servirá para comprar materiales para elaborar pasteles y para reparar su horno. Las demás integrantes del grupo se dedica a la venta D. ropa, crianza D. animales, tejeduría, tortillería, y a la venta D. comida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 107
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Salcajeñas Group's $3,075 loan helped a member to purchase ingredients to bake cakes.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 4, 2011
May 26, 2011
Currency Exchange Loss:
Mar 15, 2012