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Reyna Ismaela
Reyna is 42 years old and she lives in the community named "Playas". It is one of the tourist locales in Ecuador where there is a wide selection of seafood. She is a widow and she has a daughter who attends a community school. She works at a restaurant in Playas.

She started out as a kitchen assistant 6 years ago when her husband passed away. She works for Mr. Ponce at a restaurant located in the main tourist center in Playas. With the help of her loan she will purchase construction materials such as cement, steel, and bricks to remodel her home, to have a full and healthy life with her daughter.
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Reyna de 42 años, vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos. Es viuda y tiene una hija que estudia en escuela fiscal. Trabaja en un restaurant de playas.

Empezó a trabaja como ayudante de cocina hace 6 años ya que su esposo falleció . Labora para el Sr. Ponce en un restaurante ubicado en pleno centro turístico de playas. Con la ayuda del préstamo desea comprar materiales de construcción como cemento, hierro, ladrillo para adecuar su casa y así tener una vida plena y saludable con su hija.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Reyna Ismaela to purchase construction materials such as cement, steel, and bricks.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 27, 2011
May 26, 2011
Currency Exchange Loss:
Jul 15, 2012