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Mirachisun Group
In this Group: Iris, Irma, Rocio Graciela, Elisabeth Zulma, Paulina, Eudonia, Rebeca, Nora, Adela, Celia, Americo, Vilma, Junior, Toribia
The “Mirachisun” communal bank is starting its 24th cycle with 14 members who have various businesses like: food sales, cheese making and selling, cebiche (marinated fish cocktail) sales, clothes, cosmetics, mototaxi building and others. They are merchants.

Iris is President in this cycle. She’s married and has four daughters who are 33, 30, 25 and 15 years of age. Iris sells cosmetics via catalogue and also clothes for women, men and children. The loan she’s asking for will be used to buy merchandise for her clothes selling business.

Iris has been in FINCA Perú since 2006. She likes it because they provide her with money to work and one can save. She used her savings to increase her working capital. Her dream is being able to open a store where she can sell all kinds of cosmetics and clothes.
View original language description ↓
El Banco Comunal Mirachisun inicia su ciclo 24, con 14 socias. Las cuales tienen diversos negocios como la venta de comida, venta y preparacion de queso, venta de cebiche, ropa, cosméticos, conducción de mototaxi y otras son feriantes.
Iris, es la Presidente en éste ciclo, es casada y tiene 4 hijas de 33, 30, 25 y 15 años de edad, Iris se dedica a la venta de cosméticos por catálogo y tambien vende prendas de vestir para damas, caballeros y niños. El préstamo que solicita lo invertirá en la compra de mercadería para su negocio de venta de ropa. Iris está en FINCA Perú desde el 2006, le gusta porque le facilitan dinero para trabajar y se puede ahorrar, con sus ahorros incrementó su capital de trabajo. Su sueños es poder abrir una tienda donde venda todo tipo de cosméticos y prendas de vestir.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $61,912,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mirachisun Group's $3,475 loan helped a member to buy seasonal clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2011
May 24, 2011
Currency Exchange Loss:
Nov 15, 2011