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Farhat's Group
In this Group: Farhat , Sheema, Tasleem Kosar, Naseem Akhtar, Naziran
Farhat operates a sewing business at her home. She sews clothes for her neighboring clients to share the financial burden with her family. She is very good at her work and receives regular orders every month. She is also a very good housewife and manages her household responsibilities very well.

Her husband operates a grocery store in the community. In the store, he sells different grocery items such as cooking oil, spices, sugar, etc. to his clients. His rates are cheap, that’s why he makes good profits.

Farhat has given birth to three daughters: two of them are studying as well as running a tuition center at their home. Her youngest daughter in only a few months old.

She has applied for a loan from Kiva partner Asasah for her husband who wants to put more groceries in his grocery store to improve his business. He has been operating this business for the past 5 years and Farhat is confident that an investment will bring good profits to him.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farhat's Group's $1,175 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2011
May 25, 2011
Currency Exchange Loss:
May 15, 2012