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Los Triunfadores Del Rimac Group
In this Group: Cesar Rufino*, Erlinda Ysmenia, Emilia, Susana, Niria Rosalina, Gladys Del Milagro, Epifania, Esther, Elizabeth, Monica Olga
* not pictured
The “Los Triunfadores del Rimac” community bank has ten members. Gladys is one of these members. She has two children and is currently separated. She sells empanadas and hot chocolate that she prepares herself as an itinerant street vendor. Gladys has the support of her children who are currently working as interns. In addition, she also rents out some rooms in her home to university students since her home is near a university that is very popular with young people from the center of the country.

In order to make her work producing the products that she sells easier, Gladys will invest her loan money in buying a food processor. The 'Los Triunfadores del Rimac' community bank is one of the first in the program in this area and its members are always demonstrating their desire to get their families ahead in life. They are grateful for the support they are receiving for their businesses.

In the photo, all the members of the bank are present, including some of their children. The only member who was absent, for work reasons, was Cesar.
View original language description ↓
La Alcancia Comunal “Los Triunfadores del Rimac” tiene 10 integrantes. Gladys es una D. ellos tiene dos hijos y actualmente esta separada. D. forma ambulatoria venD. empanadas y productos D. chocolateria que ella misma prepara, tiene el apoyo D. sus hijos que actualmente ya realizan trabajos D. practicas profesionales, adicionalmente da en alquiler algunas habitaciones D. sus casa para estudiantes universitaR. ya que su vivienda es aledana a una universidad muy concurrida por jovenes provenientes del centro del pais.
Para facilitarse y lograr producir sus productos que ofrece en venta Gladys invertira el credito en la compra D. un procesador D. alimentos. La Alcancia Comunal “ Los Triunfadores del Rimac” es una D. las primeras del programa en la zona y siempre estan demostrando su afan por salir adelante con sus familias, ellos estan agradecidos por el apoyo a sus negocios. En la fotografia se presentan a todas las socias incluso con sus hijos menores, el unico ausente por motivo D. trabajo fue el socio cesar.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Triunfadores Del Rimac Group's $3,600 loan helped a member to buy a food processor.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 12, 2011
Jun 2, 2011
Currency Exchange Loss:
Nov 16, 2011