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Lider De Defensores Group
In this Group: Carmen Raquel, Nazario, Lilia Magaly, Socorro, Carmen, Maria Artemia, Nilda Segunda, Alfreda Manuela, Dora Elsa
Carmen is a single mother of three children. Because she’s alone she must work to support her home and help her children. She sold clothes for a long time but did not do too well because many of her customers did not pay her on time so she changed her line of work and started a small grocery store at home. She sells a little bit of everything there like bread, vegetables, meats, etc. The business is doing well at present and she earns enough to proviD. her children with a better dwelling and a good education.

On the other hand, Carmen also does occasional work caring for sick people. This occupation generates extra income. The loan will be of great help to her. She will buy groceries to supply her customers.

She is the Treasurer of the “Lider D. Defensores” (Leader of the Defenders) group which is maD. up of enterprising women.
View original language description ↓
Carmen es madre soltera tiene 03 hijos, siendo sola tiene que trabajar para mantener su hogar para poder ayudar a sus hijos, por mucho tiempo se dedico a la venta D. ropa pero no le fue bien debido a que muchos D. sus clientes no le pagaban a tiempo, es así que cambio D. rubro y empezó con una pequeña bodega en su misma casa ahí venD. D. todo un poco entre productos D. pan llevar como verduras, carnes etc. en la actualidad el negocio marcha bien esto le alcanza para poder brindar a sus hijos una mejor vivienda y buena educación, por otro lado Carmen también hace trabajos eventuales como dedicarse al cuidado D. personas enfermas, este oficio lo que le genera una ganancia extra, su préstamo le será D. mucha ayuda comprara productos D. abarrote para poder abastecer a sus clientes, ella es la tesorera del grupo “ LIDER D. DEFENSORES” el que esta conformado por mujeres emprendedoras.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lider De Defensores Group's $3,075 loan helped a member to buy groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 4, 2011
Jun 8, 2011
Currency Exchange Loss:
Dec 15, 2011