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Victor Desiderio
Victor is 65 years old. This hardworking gentleman wakes up early every day for his job driving his taxi through the streets of Guayaquil. As a taxi driver, he has many aspirations to resolve his family’s expenses.

Victor works all day driving through the streets of Guayaquil, starting in the early morning hours. He is part of a cooperative that accepts customer requests for taxis over the telephone. Victor wants to continue working, so he will use the loan to repair his automobile. Part of the loan will be used to build his house. In the future, he wants to improve his earnings so that he can buy another taxi.

View original language description ↓
Victor de 65 años, es un hombre trabajador que se levanta todos los días a laborar en su taxi recorriendo las calles de Guayaquil. Tiene muchas aspiraciones con su taxi ya que le ayuda a solventar los gastos de su familia.

Trabaja todo el día desde muy temprano recorriendo las calles de Guayaquil ya que está asociado a una cooperativa que le ayuda a tener clientes por teléfono. Quiere continuar trabajando por eso quiere el préstamo para arreglar su carro y otra parte para construir mejor su casa. En el futuro quiere mejorar sus ingresos comprando otro taxi.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Victor Desiderio to pay for vehicle repairs and to purchase materials for building his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2011
May 23, 2011
Currency Exchange Loss:
May 15, 2012