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Familia Group
In this Group: Teresa, Bertha, Gloria Cecilia Cestina, Agustina, Sabina, Alicia, Vilma, Alicia, Paulina, Liz Sara, Delia
The “Familia” communal bank starts its cycle #6 with 11 members who have various businesses like: fish sales, dressmaking, milk sales, cheese sales, sale of small farm animals and embroidered crafts.

Tersa, 48, is the President for this cycle. She’s married and has four children who are 33, 31, 16 and 13 years of age. She has a grocery store at home.

She joined FINCA Perú thanks to an invitation from her daughter. She likes it because the loans are easy to negotiate and she can save
View original language description ↓
El Banco Comunal Familia, inicia su ciclo numero 6, con 11 socias. Las cuales tienen diversos negocios como la venta D. pescado, confección D. prendas D. vestir, comercialización D. leche, venta D. queso, venta D. animales menores, bordados D. artesanías.
Tersa, es la Presidenta para éste ciclo, tiene 48 años, es casada y tiene 4 hijos D. 33,31,16,13 años D. edad. Tiene una tienda D. abarrotes en general en su casa. Ingreso a FINCA Perú por la invitación D. su hija. Le gusta por la facilidad D. los préstamos para trabajar y pueD. ahorrar.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,449,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Familia Group's $2,275 loan helped a member to buy rice, sugar and oil at wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 16, 2011
May 23, 2011
Currency Exchange Loss:
Nov 15, 2011