A loan of $1,000 helped to purchase smoked fish by parcel..


Roberto's story

Roberto is part of the “Belén” communal bank in the city of Valparaíso. He is a traveling merchant selling a variety of products. However, what he sells the most during the months from March to September is smoked fish, specifically horse mackerel, sierra and salmon. He orders these products from the city of Talcahuano. Robert sells his products on Mondays, Wednesdays and Fridays, in the mornings, and on the weekend, he sets up his business in a market to sell his products. Robert has been doing this for 16 years and the fish-selling business he inherited from his father 8 years ago. He takes advantage of all the holiday periods to exploit the business dates and to buy articles in accordance with each season. With the loan, he will order smoked fish by parcel.

His goals in his business are to have a smoking factory in order to be able to undertake the fish-smoking process himself, since Robert understands and can complete the entire process. Along with this desire he wishes to buy a truck to transport his merchandise. However, he lacks the capital to make these projects reality. Roberto lives together with his wife and three children. His dreams and motivation are to be able to provide his family with a more comfortable life through the prosperity of his business.

He is grateful for the loan and the confidence of the Fondo Esperanza (Hope Fund) to undertake his business. Regarding the meetings, they are very enjoyable and he shares the communal bank with the other members, which has generated bonds of friendship.

Valparaíso is located 120 kilometers northeast of Santiago. It is the regional capital and also the countries headquarters of legislative power. It is the nation’s number one port and offers a great variety of beautiful and picturesque places, like for example the house of Pablo Neruda, a Nobel Prize winning poet.

Translator profile picture

Translated from Spanish by Kiva volunteer Jacqueline Demeranville



Loan details


Lenders and lending teams



Loan details