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The member belongs to the “WORKING MOTHERS” cooperative bank. The bank is located in the district of Cusco, in the Cusco province.

The member is Karen; she is 20 years old, partnered, and has 1 son. She alternates her daily activities with the business of selling ocas (a tuber similar to a potato). She prepares them in an oven, and sells them in the Cusco city’s market. She works from 8:00 am until 5:00 pm. By means of this business, she helps her family get ahead. She would like to expand her business selling oven-roasted ocas. She requests a loan to buy ocas at wholesale.

She is glad for the opportunity to get a loan, and commits to making her payments on schedule.
View original language description ↓
La socia pertenece al banco comunal “MADRES TRABAJADORAS”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Karen; ella tiene 20 años de edad y es conviviente y tiene 1 hijo; La socia alterna sus actividades diarias con el negocio de venta de ocas (es un tubérculo parecido a la papa),ella los prepara al horno y los vende en forma ambulatoria en el mercado de la ciudad de Cusco, ella trabaja desde las 8:00 a.m hasta las 5:00 p.m,por medio de este negocio la socia saca adelante a sus hijos, la socia quiere ampliar el negocio de venta de ocas al horno. La socia solicita el préstamo para comprar ocas al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Karen buy ocas (a tuber similar to a potato) at wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 13, 2011
May 23, 2011
Currency Exchange Loss:
Oct 15, 2011