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Jessica Viviana
Jessica Viviana, aged 23, lives in a common-law marriage in the canton of Guaranda in the province of Bolívar. She has no children.

The member belongs to the rural communal bank "Grupo Pucara" located in Pucara, a neighborhood of the parish of Guanujo in the canton of Guaranda, which is 15 minutes away from the office of the microfinance institution Cooperativa San José. This group is composed of 22 members who work in agriculture, rear cattle and sell vegetables.

Jessica sells vegetables. She gets her supplies at the market in Guaranda and sells her goods at the wholesale market of the same city.

She applies for a loan to buy agricultural consumables. The loan will help her to pay for the required supplies. She faces challenges such as plagues, diseases and weather changes. Her dream is to have her own house. She likes to rest and go to fiestas.
View original language description ↓
Jessica Viviana tiene 21 años, vive en Unión Libre vive con él con viviente en el Cantón Guaranda Provincia de Bolívar. No Tiene hijos.

Los miembros de la V.R.C. GRUPO PUCARA se encuentra ubicada en la comunidad Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 22 socios que se dedican a la agricultura, crianza de animales y a la comercialización de venta de legumbres.

Jessica se dedica comercialización de legumbres. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta descansar y festejar las fiestas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jessica Viviana to buy agricultural consumables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 19, 2011
May 24, 2011
Currency Exchange Loss:
Jun 15, 2012