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Carlos Gualberto
Carlos Gualberto is 36 years old, married, and lives with his wife and children in the Cantón Guaranda Bolivar Province. He has 5 children.

The members of the V.R.C. Pucara Group are located in the neighborhood of Pucara Parroquia Guanujo at a distance of 15 minutes from the office of the cooperative. This group is comprised of 22 partners engaged in agriculture, livestock sales and marketing of vegetables.

Carlos works in agriculture and livestock. He has a plot of leased land where he plants potatoes, corn, and peas. He also has 5 sheep and 4 pigs. He purchases his goods ​​in the Guaranda market and sells in the wholesale market in the same city.

Carlos is requesting a loan to purchase supplies and animal feed. This support would help financially meet their needs. He faces challenges such as pests and diseases and the variety of weather. His dream is to improve the business. He also likes to celebrate the festivities of carnival.
View original language description ↓
Carlos Gualberto tiene 36 años, es casado vive con la esposa y los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 5 hijos.

Los miembros de la V.R.C. GRUPO PUCARA se encuentra ubicada en la comunidad Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 22 socios que se dedican a la agricultura, crianza de animales y a la comercialización de venta de legumbres.

Carlos se dedica a la agricultura y ganadería tiene solar, siembra papas, maíz, arveja en terrenos arrendados tiene 5 borregos y 4 cerdos . Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es mejorar el negocio.

Le gusta festejar las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Gualberto to purchase supplies and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 19, 2011
May 22, 2011
Currency Exchange Loss:
Jun 20, 2012