A loan of $550 helped to buy large volumes of rice, oil and canned grains to qualify for discounts.


Erika's story

Erika, 35, is a married woman. She has two children who are 9 and 10 years of age. She lives in Barranquilla’s San Roque neighborhood with her family. She is well known for selling foodstuffs, soft drinks and sweets in general. She started the business five years ago selling “obleas” and “arequipes” (wafers and caramel) in a display case her aunt gave her. Gradually her orders increases and her business grew. Today, it’s a bit more stable but with very little working capital. Her principal market is housewives, adolescents and children. Erika intends to increase her sales and this is why she’s calling on her Kiva loan to buy large volumes of rice, oil and canned grains to qualify for discounts while also reducing costs associated with frequent purchases which currently are every two days.

Her dream for the future is to enlarge the business diversifying her stock merchandise so that she can run it with employees who will generate their own incomes.

Her greatest challenge is the little capital she can count on and this first loan from Fundación Mario Santo Domingo will start her on the road towards an increase in working capital.

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Translated from Spanish by Kiva volunteer Polliz



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