A loan of $1,100 helped to purchase bottles of water.

Zumilda Margarita Espera's story

In the outskirts of Portoviejo and on the way to the city of Manta, we find the the neighborhood of Metropolitana. This is where, every 2 weeks, there is a meeting of the members of the communal bank, "Banco Comunal Metropolitana."

Señora Zunilda the is founding member of the communal bank, and she likes it because of the help she has received through the loans. With them she has been able to finance her business and earn an honest living. Señora Zunilda is 52 years old. Her husband passed away a number of years ago. Together, she and her husband had 8 children. They are all grown, but three of them still live with her.

In the mornings, Señora Zunilda works in a house as the housekeeper. In the afternoons and on weekends, she earns a living selling bottled water. Her niece has a store and allows her to sell her water from the store. Señora Zunilda tells us that thanks to the loans, she has been able to keep her small business going; it's not so big, but it at least allows her to earn enough to meet her daily expenses. She has been in the business for three years, and she tells us that it has gone well for her.

The loan is for purchasing bottled water.

Her dream is to, one day, have a soda bar.

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Translated from Spanish by Kiva volunteer Marni Siegal

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