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Carmen Rosa
Carmen, 56, lives in an urban zone in El Suburbio in Guayaquil. She’s separated and has five adult, married children. She has a Dressmaking business.

She started this occupation because she learned it very young and a very kind person provides her with raw materials and that’s how she got into this activity. She does not have a set work schedule because she has to fulfill her contract. There are days when she only does her housework and others when she does her commercial activities.

With help from the loan she wants to buy materials for her house and more merchandise for her business. In the future she’d like to finish building her house.
View original language description ↓
Carmen de 56 años, vive en una zona urbana en el Suburbio de Guayaquil, esta separada y tiene 5 hijos mayores de edad que están casados. Ella tiene su negocio de confecciones.

Comenzó esta actividad porque desde muy joven le enseñaron y luego una persona muy amable le provee materia prima y es así como ella empezó su actividad. Ella no tiene un horario determinado ya que ella tiene que cumplir con su contrato, existen días donde solo se dedica a su casa y otros a su actividad comercial.

Con la ayuda del préstamo quiere comprar materiales para su vivienda y memas mercadería para su negocio. En un futuro quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Rosa to buy fabric and thread and to do home improvements buying building materials like cement, bricks and lumber.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 20, 2011
May 25, 2011
Currency Exchange Loss:
May 15, 2012