Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
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A loan of $650 helped to buy clothes and shoes.


Joy's story

Joy is a thirty eight year old married woman with two children. She owns a house in Kasese Uganda. She has had a retail business for three years. Joy needs a loan to buy clothes and shoes for her shop. Her vision is to educate her children and to have a wholesale shop to meet the demands of her customers.



Loan details


Lenders and lending teams



Loan details