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Isabel Cristina
Isabel sells clothing and cosmetics for a living, a business she started in order to help with the household expenses. She used to work as a domestic employee. Since her three children are in school she is able to dedicate all her time to her sales. This has helped her to build her customer base. She sells her products on a cash and credit basis through catalogs.

Isabel hopes to sell more products and it is for this reason that with this loan she will buy: assorted clothing, pants, shirts, girl's dresses and sandals. Since she already has cosmetics, she will invest only in clothing to improve her sales, increase her income and be able to make her payments.
View original language description ↓
Isabel es comerciante de ropa y cosméticos, negocio que inicio para ayudarse económicamente en el hogar, ya que tiene sus tres hijos estudiando, anteriormente trabajaba en servicio domestico, logrando dedicar todo su tiempo a las ventas, lo que ha captado la clientela, productos que vende al contado y al crédito por catálogos.
Isabel espera poder vender más productos es por eso con este préstamo comprara: ropa variada, pantalones, camisas, trajes de niñas, y sandalias ya que tiene cosmético y invertirá solo en ropa para mejorar las ventas y obtener mejores ganancias y poder cubrir sus compromisos de pagos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Isabel Cristina to purchase assorted clothing for men and women as well as sandals.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 14, 2011
May 21, 2011
Currency Exchange Loss:
Mar 15, 2012