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Andrea De La Cruz
View original language description ↓
Andrea M. is a single mother of two school age children for whom she is responsible. Her children have been the reason for which she works very hard selling basic grains in Chinandega.

Sixteen years ago, Mrs. M. started her business of basic grains. She has distinguished herself as an excellent merchant. Her goal is for her children to become professionals and this is why she puts a lot of effort into her work.

This is a remunerable business for her, because her sales have increased considerably with the years.

She has been working with Ceprodel for a year now and she feels very satisfied with the loans received because they have come at an opportune time, helping her satisfy her business' needs as well as her customers every day. She has a record of 4 loans.

Translated from Spanish by Eliana Colunga, Kiva volunteer.

Andrea M. es una madre soltera y con 2 hijos a su responsabilidad el cual se encuentran en la edad escolar. Sus hijos han sido la razón por la que ella muy esforzadamente trabaja en la venta de granos básicos en Chinandega.

Desde hace 16 años la señora M. inicio su negocio de granos básicos por lo que se ha destacado como una excelente comerciante cuya meta es llegar a tener hijos profesionales y por este motivo es que día a día se esfuerza en su labor.

Este negocio es muy rentable para ella, hoy en día sus ventas han incrementado considerablemente al paso de los años.

Trabaja con CEPRODEL desde hace un año por lo que se siente muy satisfecha con los créditos otorgados pues les han sido brindados en el momento oportuno, ayudando así a suplir las necesidades del negocio y satisfacer a diario a su clientela, Ella tiene un record de 4 créditos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Andrea De La Cruz investing in her business (Inversión al negocio).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 11, 2008
Dec 28, 2007
Currency Exchange Loss:
Aug 12, 2008