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Sol Y Luna Group
In this Group: Alvaro De Jesus , Yolanda Del Carmen, Maricela Del Carmen
The “Sol y Luna” (Sun and Moon) group’s members are Álvaro, Yolanda and Maricela del Carmen, three hard working, enterprising people. The group Coordinator is Álvaro, 38, who’s a Taxi Driver. For the last two years and nine months he’s been butchering pigs and this is what he’ll invest the loan in.

Yolanda, 38, has sold fruit drinks and pastry for the last 8 months and Maricela del Carmen, 29, has sold a fast food for the last three years.
View original language description ↓
El grupo Sol y Luna lo conforman Álvaro , Yolanda y Maricela del Carmen tres personas trabajadoras y emprendedoras. El coordinador del grupo es el señor Ávaro de 38 años quien es taxista desde hace 2 años y hace 9 meses se dedica al destace de cerdo negocio en el que invertirá el crédito.

La señora Yolanda de 38 años vende fresco y repostería hace 8 meses y Maricela del Carmen de 29 años tiene una fritanga hace tres años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol Y Luna Group's $950 loan helped a member to invest in his pig butchering business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2011
May 20, 2011
Currency Exchange Loss:
Nov 16, 2011