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Vardan is a policeman and he has worked with the police as a dog expert since 1995.

At the same time, he, his wife and his mother are engaged in farming. They raise cows, sheep, pigs and chickens. They also grow potatoes on their farm. With profit from farming they are able to meet their family’s needs and develop their farm.

Vardan is asking for a 600,000 AMD loan to buy potato seedlings and fertilizer.

Vardan is 38 years old and he has three children who are pupils. Vardan and his family live in Zovaber village in the Sevan area.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 373.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Vardan to buy potato seedlings and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 17, 2011
May 21, 2011
Currency Exchange Loss:
Oct 15, 2012