A loan of $175 helped to purchase raw ingredients like sugar and honey.


Juvy's story

Juvy is from the village of Jampason, Initao, Misamis Oriental. She is 37 years old and married with one school-aged child. To make a living, Juvy owns a business making and selling honey from beehives extracted in her local community. Juvy has been engaged in her business for over 5 years and earns approximately 8000 PHP a month.

In 2010, Juvy joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 7000 PHP from HSPFI and is requesting a new loan of 7000 PHP which will be used to purchase raw ingredients needed like sugar and honey. This will be the second loan taken out by Juvy from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI: HSPFI an of accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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