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Enriquita is from the village of Diklum, Manolo Fortich, Bukidnon. She is 68 years old. Enriquita is widowed and has three adult-aged children. To make a living, she owns and operates a business venture in the retail sector running a sari-sari (variety) retail shop, selling canned goods, junk foods, beverages, shampoo, soap and biscuits in the local community. She has been engaged in her business for over five years and earns approximately $233 a month for these activities.

In 2007, Enriquita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 27,000 PHP from HSPFI. This previous loan was used to purchase additional inventory and as working capital.

She is requesting a new loan of 15,000 PHP which will be used to purchase additional canned goods, junk foods and beverages. This will be her 10th loan from HSPFI. She plans to use the additional revenue generated to improve her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 402
    View loans »
    Philippines Loans Fundraising
  • $70,817,050
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Enriquita to purchase additional canned goods, junk foods and beverages.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
Mar 15, 2012