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Huruma Group
In this Group: Johari, Brigither, Suzana, Kisa, Alex, Flora, Boniface, Letisia, Bahati, Salimu, Kuruthumu, Mary, Victoria, Agness*, Sara
* not pictured
Johari, who is in her mid-thirties, is married with three children who are still at school. She has been selling second hand clothes from door to door for five years now. She works from 10:00am to 6:00pm daily and is able to make a small monthly profit.

This will be Johari's 3rd loan from Tujijenge Tanzania. She used the previous loans to increase on the clothes stock and has paid back her loans successfully. She hopes for a loan to buy a bale of second hand clothes, so that she will have a good stock of clothes. Her dream is to one day open a big store where she can sell her clothes.

Johari will share this loan with her loan group "Huruma", which has a total of fifteen members who will hold each other accountable in paying back their loans.

In the picture, Johari is standing and holding a baby.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 20
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,526.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Huruma Group's $3,400 loan helped a member to buy a bale of second hand clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2011
May 20, 2011
Currency Exchange Loss:
Oct 15, 2011