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José Antonio
José Antonio, 57, is a widower living with his children in Guaranda Canton, Bolívar Province. He has 5 children.

The “NUCANCHI KAWSAY” communal bank is located in the community of El Rayo, Guanujo Parish, Guaranda Canton 25 minutes from the Cooperativa’s office. The members are involved in a variety of occupations like: farming, cattle raising, commerce, small farm animal raising, bricklaying and sawmill.

José farms wheat and corn on his own lands and on leased land. He has five head of dairy cows. Purchases are done at Guaranda’s market and sales take place in the wholesale market in that same city.

He is asking for the loan to buy farming supplies and animal feed. Support from the loan will help him economically to meet his needs. The challenges he faces are infestations, illnesses and variations in weather. His dream is that his business will continue growing and that his children will carry on with the business.

He likes visiting his family.
View original language description ↓
José Antonio tiene 57 años, es viudo vive con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 5 hijos.

Los miembros de la V.R.C. GRUPO NUCANCHI KAWSAY se encuentra ubicada en la comunidad El rayo, parroquia Guanujo, cantón Guaranda a una distancia de 25 minutos de la oficina de la Cooperativa se dedica a diferentes actividades como: agricultura, ganadería, comercio, crianza de animales, albañearía y aserradero.

José se dedica a la agricultura siembra trigo y maíz en terrenos propios y arrendados, ganadería 5 cabezas de vacas lecheras. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar insumos para trabajar en la agricultura y para alimentación para los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es que el negocio siga creciendo y que los hijos sigan con el negocio.

Le gusta visitar a la familia

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Antonio to buy farming supplies and animal feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
Feb 15, 2012