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Segundo Jacinto
33-year old Segundo Jacinto R. P. is married and lives with his wife and two children in Guaranda canton, in the province of Bolívar.

The members of V.R.C. GRUPO NUCANCHI KAWSAY live in the community of El Rayo, in Guanujo parish, in the canton of Guaranda, about 25 minutes from the Cooperative’s office. The members are involved in such activities as agriculture, livestock, business, animal raising, construction, and a sawmill.

Luis is a wood saw operator in the town of Riobamba. He buys supplies in the Guaranda market and sells the products in the wholesale market in the same town.

He is seeking a loan to buy agricultural supplies. The money will help him economically to obtain much-needed items. The problems he faces include insect infestations, illness, and a difficult climate. His dream is to own a vehicle he can use for work.

Luis enjoys listening to music.
View original language description ↓
Segundo Jacinto R. P. tiene 33 años, es casado vive con la esposa y con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. GRUPO NUCANCHI KAWSAY se encuentra ubicada en la comunidad El rayo, parroquia Guanujo, cantón Guaranda a una distancia de 25 minutos de la oficina de la Cooperativa se dedica a diferentes actividades como: agricultura, ganadería, comercio, crianza de animales, albañearía y aserradero.

Luis se dedica a aserrador de madera en la ciudad de Riobamba. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar insumos para trabajar en la agricultura. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener un vehículo para el trabajo.

Le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Segundo Jacinto to buy agricultural supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2011
May 19, 2011
Currency Exchange Loss:
Feb 15, 2012