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Segundo José
Segundo Jose is 60 years old, a widow, and he lives with his children in the Canton of Guaranda, in the province of Bolivar. He has 3 children.

The members of the communal bank "Grupo Nucanchi Kawsay" live in the community of El Rayo of the Guanujo district in the Guaranda canton. It is at a distance of 25 minutes from the Cooperative office. They have different businesses, such as: agriculture, farming, commerce, livestock, construction work, and saw mill.

Segundo Jose is in agriculture and he cultivates wheat and corn. He is also in farming and he has 7 dairy cows. He makes his purchases at the market in Guaranda and he makes his sales at the wholesalers' market in the same city.

He requests a loan to purchase agricultural products and livestock feed. With the help of his loan he will be able to financially supply for his needs and he will be able to face challenges such as plagues, diseases, and the changing climate. His dream is to purchase farm land.

He enjoys watching television.
View original language description ↓
Segundo José tiene 60 años, es viudo vive con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. GRUPO NUCANCHI KAWSAY se encuentra ubicada en la comunidad El rayo, parroquia Guanujo, cantón Guaranda a una distancia de 25 minutos de la oficina de la Cooperativa se dedica a diferentes actividades como: agricultura, ganadería, comercio, crianza de animales, albañearía y aserradero.

Segundo José se dedica a la agricultura siembra de trigo y maíz y ganadería tiene 7 cabezas de vacas lecheras. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar terrenos.

Le gusta ver televisión

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Segundo José to purchase agricultural products and livestock feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
Jun 15, 2012