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Segundo Fernando
Segundo Fernando R. M., 45, is married living with his wife and children in Guaranda Canton, Bolívar Province. He has four children.

The NUCANCHI KAWSAY communal bank is located in the community of El Rayo, Guanujo Parish, Guaranda Canton 25 minutes from the Cooperative’s office. The members are in a variety of occupations: farming, cattle raising, commerce, small farm animal raising, bricklaying and sawmill.

Segundo is a farmer, raises animals and is also a bricklayer. Purchases take place in Guaranda’s market and sales at the wholesale market in that same city.

He is asking for the loan to buy supplies and animal feed. Assistance from the loan will help him economically to meet his needs. The challenges he faces are insect infestations, diseases and weather variations. His dream is to have more cattle, improve quality of life and that his children study.

He enjoys reading books, listening to music and playing sports.
View original language description ↓
Segundo Fernando tiene 45 años, es casado vive con la esposa y con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 4 hijos.

Los miembros de la V.R.C. GRUPO NUCANCHI KAWSAY se encuentra ubicada en la comunidad El rayo, parroquia Guanujo, cantón Guaranda a una distancia de 25 minutos de la oficina de la Cooperativa se dedica a diferentes actividades como: agricultura, ganadería, comercio, crianza de animales, albañearía y aserradero.

Segundo se dedica a la agricultura, crianza de animales y además se dedica a la albañearía. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener mas ganadería y mejorar la calidad de vida y que los hijos estudien.

Le gusta leer libros, escuchar música y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Segundo Fernando to buy farming supplies and animal feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2011
May 20, 2011
Currency Exchange Loss:
Jun 27, 2012