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Jaime Ramiro
Jaime Ramiro G. C. is 25 years old, single, and lives with his mother and son in the Canton of Guaranda, located in the Province of Bolívar. He has one son.

The members of the ‘Grupo de Mujeres Carbón Chinipamba’ Communal Bank live in the community of Carbón Chinipampa, four blocks from the Canton of Guaranda and 20 minutes from the Cooperativa San José office. The majority of the group members work in agriculture, cattle farming and as merchants. They grow rice, barley, beans, quinoa, and potatoes and raise animals like dairy cows and barnyard animals.

Jaime works in agriculture growing barley, potatoes, corn, peas and wheat. The land belongs to his parents and he also has six cattle, pigs and chickens. He makes his purchases in the Guaranda market and sells his products at the wholesale market in the same city.

He is requesting this loan to buy supplies and feed for his animals, which will help him financially to meet his needs. He faces difficulties such as pests, diseases and changes in the weather. His dream is to buy land and a vehicle.

He likes to play sports and participate in the carnival festivities.
View original language description ↓
Jaime Ramiro tiene 25 años, es soltero vive con la madre y con un hijo en el Cantón Guaranda Provincia de Bolívar. Tiene 1 hijos.

Los miembros de la V.R.C. GRUPO DE MUJERES CARBON CHINIPAMBA se encuentra ubicada en la comunidad carbón Chinipamba, sector cuatro esquinas Cantón Guaranda a una distancia de 20 minutos de la oficina de la cooperativa, la mayor parte de los socios se dedica a la agricultura, ganadería y comercio por lo que produce arroz, cebada, habas quinua, papas y animales de cómo: vacas lecheras y animales de corral.

Jaime se dedica a la agricultura siembra cebada, papas, maíz, arveja y trigo el terreno es de sus padres tiene seis cabezas de ganado, cerdos y pollos. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar terrenos y un vehículo.

Le gusta hacer deporte y festejar las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jaime Ramiro to buy supplies and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 11, 2011
May 20, 2011
Currency Exchange Loss:
Jun 27, 2012