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Wilson Giovanny
Wilson Giovanny is 25 years old. He is a widower and lives with his son in Guaranda canton, in Bolívar province.

The 'Grupo de Mujeres Carbon Chinipamba' community bank is located in Carbón Chinipamba neighborhood, in Cuatro Esquinas sector, in Guaranda canton, twenty minutes from Cooperativa's offices. Most of the members of the bank work in farming, livestock raising and sales. They produce rice, barley, beans, quinoa, potatoes and animals such as dairy cows and farmyard animals.

Wilson raises livestock. He raises and fattens animals such as pigs and sheep. He has three dairy cows. He makes his purchases in Guaranda market and makes his sales in the city's wholesale market.

Wilson is requesting this loan to buy supplies and feed for his animals. The support of this loan will help him to financially cover his needs. He faces challenges such as pests, plant diseases and changes in the weather. His dream is to own a house made from reinforced concrete and to buy a car for his business.

Wilson enjoys taking part in sports and taking part in meetings.
View original language description ↓
Wilson Giovanny tiene 25 años, es viudo vive con el hijo en el Cantón Guaranda Provincia de Bolívar. Tiene 1 hijos.

Los miembros de la V.R.C. GRUPO DE MUJERES CARBON CHINIPAMBA se encuentra ubicada en la comunidad carbón Chinipamba, sector cuatro esquinas Cantón Guaranda a una distancia de 20 minutos de la oficina de la cooperativa, la mayor parte de los socios se dedica a la agricultura, ganadería y comercio por lo que produce arroz, cebada, habas quinua, papas y animales de cómo: vacas lecheras y animales de corral.

Wilson se dedica a la agricultura ganadería crianza y engorde de animales como cerdos y ovejas, tiene tres vacas lecheras. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener una casa de cemento armado y comprar un carro para el negocio.

Le gusta hacer deporte, participar en reuniones y ser muy colaborador.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Wilson Giovanny to buy supplies and feed for his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 11, 2011
May 20, 2011
Currency Exchange Loss:
Jun 27, 2012