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Marcia Rosaana
Marcia Rosaana, 30, is divorced and lives with her children in Canton Guaranda, province of Bolivar. She has 3 children.

The communal bank GRUPO DE MUJERES CARBON CHINIPAMBA (CHINIPAMBA COAL WOMEN'S GROUP) is based in the Chinipamba coal community, Canton Guaranda, about 20 minutes from the cooperative office. Most of the partners work in agriculture, livestock and trade, producing rice, barley, beans, quinoa, potatoes and raising dairy cows and poultry.

Marcia works in agriculture. She grows potatoes and barley and she also keeps pigs, sheep and chickens. She also looks after the housework. She does her shopping in the market of Guaranda and sells in the wholesale market of the same city.

She is requesting this loan to buy supplies and animal feed. The loan will help her meet her financial needs. She has to face challenges such as pests and diseases, as well as changes in the weather. Her dream is to buy a vehicle and more farming lands.

She enjoys knitting, looking after her children, going for walks with her family, New Year's Eve celebrations and the Maria Auxiliadora festivities on 15 August.
View original language description ↓
Marcia Rosaana tiene 30 años, es divorciada vive con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. GRUPO DE MUJERES CARBON CHINIPAMBA se encuentra ubicada en la comunidad carbón Chinipamba, sector cuatro esquinas Cantón Guaranda a una distancia de 20 minutos de la oficina de la cooperativa, la mayor parte de los socios se dedica a la agricultura, ganadería y comercio por lo que produce arroz, cebada, habas quinua, papas y animales de cómo: vacas lecheras y animales de corral.

Marcia se dedica a la agricultura siembra papas, cebada, a demás tiene chanchos ganado, ovejas y pollos además se dedica a los quehaceres domésticos. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un vehículo, compra de terreno para seguir produciendo.

Le gusta tejer, dedicarse a los hijos, salir de paseo con la familia, año viejo, las del 15 de agosto de María Auxiliadora.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marcia Rosaana to buy supplies and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 11, 2011
May 20, 2011
Currency Exchange Loss:
Jun 26, 2012