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Kapamba Group
In this Group: Pendo, Erasto, Moses, Mariam, Nakijwa, Samuel, Suma, Ramadhan, Mohamed, Winifrida, Elizabeth, Seregeta, Dickson, Vaileth, Zera, Ephifana
Pendo M., who is in her early thirties, is married with three children who attend school. She has been running a meat butchering business since 2005. She works from 6:00 a.m. to 8:00 p.m. daily and is able to make a decent profit.

Pendo is requesting a second loan from Tujijenge Tanzania. She used the previous loan, which she successfully repaid, to buy more meat for her butcher shop. She will also use this loan to stock up on meat. Her dream is to one day open another butcher shop.

Pendo will share this loan with her loan group "Kapamba," which has sixteen members who hold each other accountable in paying back their loans. In the picture, Pendo is in the middle row, third from the left, and wearing black blouse with the beige decoration.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 23
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,526.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kapamba Group's $5,000 loan helped a member to buy more meat for her butcher shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2011
May 19, 2011
Currency Exchange Loss:
Dec 15, 2011