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Sinceridad Group
In this Group: Maximiliana, Marcelina, Ana Maria, Corina, Andrea Avelina, Floriza, Pelagia, Francisca, Graciela, Vicky Haydee, Marleni, Bertha, Irene, Nancy Amanda, Cesario, Cristina
The communal bank "Sinceridad" is starting their 6th loan cycle. There are 16 members and they all have different businesses, including general grocery store, beauty salon, Huamanga gravestones, milling services, and dried potato sales.

Maximiliana is the president of the communal bank for the current loan cycle. She is 62 years old, married and she has 4 children. Maximiliana and her husband have a carpentry business where they make doors, windows, railings, dressers, hutches, etc. Maximiliana requests a loan to invest in the purchase of wood. She has been with Finca Peru (Kiva Field Partner) for the past four loan cycles. She joined following an invitation by a promoter. She appreciates her communal bank because she learns many things and she is able to save money. She enjoys some pleasant moments with her colleagues.

She is saving money to travel to Argentina to visit her daughter.
View original language description ↓
El Banco Comunal Sinceridad inicia su ciclo numero 6 con 16 socias, las cuales se dedican a diferentes negocios como la venta D. abarrotes en general, salón D. belleza, lapidas en piedra D. Huamanga, elaboración D. molidos y venta D. papa seca.
Maximiliana es la presidenta del banco Comunal en el presente ciclo, tiene 62 años, es casada y tiene 4 hijos. Maximiliana y su esposo tienen una carpintería donD. elaboran puertas, ventanas, pasamanos, roperos reposteros, etc. Maximiliana solicita un préstamo para invertir en la compra D. madera, está en FINCA Perú desD. hace cuatro ciclos, ingresó por la invitación D. la promotora, le gusta su Banco Comunal porque aprenD. muchas cosas y pueD. ahorrar, pasa momentos gratos con sus compañeras.
Esta ahorrando para que pueda viajar al Argentina, pues ahí se encuentra su hija.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinceridad Group's $3,600 loan helped a member to purchase wood for her carpentry shop.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 9, 2011
May 19, 2011
Currency Exchange Loss:
Sep 15, 2011