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Lidia Esther
With much enthusiasm, Lidia is concerned building a decent roof for her family so that they feel more secure. She is hoping to improve her life and that of her family by improving their living conditions. Her home has suffered a number of natural disasters such as heavy rain and high winds, and as such needs to be repaired.

For this reason she is asking for a loan to invest directly in the purchase of some construction materials such as cement, sand, iron and others to build a room and improve the conditions of her home for her family. She states that immediately upon receiving the loan, she will start the project.
View original language description ↓
Con mucho entusiasmo, la señora Lidia se preocupa por brindarle a su familia un techo digno donde habitar y sobre todo con mucha seguridad. Ella se dedica con gran ahínco a laborar con el fin de llevar a cabo su sueño de mejorar las condiciones de vida de su familia por medio de la mejora de su vivienda que ha sufrido muchos daños por fenómenos naturales como fuertes lluvias y vientos por lo que merece ser reparada.

Por ello es que está solicitando un crédito para invertirlo directamente en la compra de algunos materiales de construcción como cemento, arena, hierro y otros para levantar un cuarto y darle buenas condiciones de vida a su amada familia. Según comenta, inmediatamente que tenga el crédito, comenzará la obra de mejora en su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Lidia Esther to buy construction materials for her home.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 13, 2011
May 28, 2011
Currency Exchange Loss:
Jun 18, 2013