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Carla Eloisa
View original language description ↓
Carla Eloisa A. V. is a young, single professional, who was able to finish her career as Civil Engineer at the UNI in Managua. She runs a grocery store at home. She started this business six years ago, with the help of an older sister, as she had not been able to find a stable job for the past seven years. She is presently very proud of her business.

She has been doing business with CEPRODEL for three years and is very satisfied with the loans, as they have been timely and granted quickly. Moreover, they helped her to make progress, as the income generated by this business has allowed her to improve her home.

Translated from Spanish by Leticia Britos, Kiva Volunteer.

Carla Eloisa A. V. es una joven profesional, soltera, quien logró coronar su carrera de Ingeniería Civil en Managua en la UNI. Esta clienta tiene ubicado su negocio de pulpería en su casa de habitación desde hace seis años. Decidió emprender el negocio, con la ayuda de una de sus hermanas mayores, debido a las condiciones en las que se encontraba, habiendo pasado más de siete años sin tener un trabajo estable. Hoy en día ella se siente orgullosa de su negocio.

Ella trabaja con CEPRODEL desde hace tres años, y nos manifiesta que se siente muy bien con los créditos otorgados pues han sido muy oportunos y brindados de manera muy ágil, y le han servido para salir a delante, ya que a través de los ingresos generados por su negocio, ha podido mejorar las condiciones de su casa.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Carla Eloisa purchase of merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 11, 2008
Dec 28, 2007
Currency Exchange Loss:
Feb 15, 2009