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"jesùs" Group
In this Group: José, Jaime, Segundo, María, Carlos, Rosa, Daniel
José is President of the communal bank called “Jesús’ which has 7 members and was created on May 4, 2011. This is its first loan in this modality. All the communal bank members will invest their funds from FODEMI in their farming activities.

José is a very enterprising man. He’s 23 years old and lives in the community of Yuracruz, Sagrario Parish, Ibarra Canton. He’s single and has no children.

José learned to work the land while still very young because his parent’s also did that. Because of this he’s now requesting a loan to buy manure for his potato crops.

José dream for the future is to manage to get a house of his own and have a family to provide comforts to.
View original language description ↓
José es presidente de la Banca Comunal llamada “Jesús” conformada por 7 personas y fue creada el 04 de mayo del 2011, es su primer crédito bajo esta modalidad. Todos los miembros de la banca comunal invertirán el dinero proveniente del crédito de FODEMI en actividades agrícolas.

José es un hombre muy emprendedor, tiene 23 años de edad, vive en la Comunidad Yuracruz, Parroquia Sagrario, Cantón Ibarra, es soltero y no tiene hijos.

José desde muy pequeño, aprendió a trabajar en la tierra, ya que sus padres también lo hacían. Es por esta razón que ahora está solicitando un préstamo para invertirlo en la compra de abono para el cultivo de papas.

El sueño a futuro de José es llegar a tener su casa propia y tener una familia a la que les pueda brindar un hogar con comodidades.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,541,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of "jesùs" Group's $2,325 loan helped a member to buy manure for potato crops.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 6, 2011
Jun 6, 2011
Currency Exchange Loss:
Apr 15, 2012