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Isabel De La  Mercedes
Mrs. Isabel works as a computer operator in her own work center in Managua, the capital of the beautiful country of Nicaragua. She is a very hardworking person and is known for being very responsible at work and also toward her much loved family. Currently she is concerned with improving her living conditions, and therefore is asking for a loan to invest in the purchase of construction materials since her home is in disrepair and therefore she wants to repair it. With the loan, she will buy materials such as zinc, beams, and to pay for workers. She feels very content because she is sure that the loan will go well.
View original language description ↓
La señora Isabel labora como operadora de computadora en su propio centro de labores en Managua capital del bello país de Nicaragua. Es una persona muy trabajadora y se ha caracterizado por ser muy responsable en su labor y además es muy responsable con su amada familia debido a que actualmente se está preocupando por mejorar las condiciones de vida porque está solicitando un crédito para invertirlo en la compra de materiales de construcción debido a que su vivienda está en malas condiciones y por esto ha tomado la decisión de repararla. Con el crédito comprará los materiales tales como zinc, perlines y el pago de la mano de obra. se siente muy contenta porque está segura que su crédito le será otorgado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 36
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Isabel De La Mercedes to make improvements on her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 10, 2011
May 22, 2011
Currency Exchange Loss:
Sep 15, 2012