A loan of $850 helped to buy construction materials (stone, cement, sand, blocks, etc.).

Jaime's story

Jaime was born in Namaacha District. He is 34 years old, separated, and has four children between 6 and 14 years old. All the children go to school. He also takes care of his mother, who lives in his house, and is not able to save any money because of his construction project.

Because of financial problems, Jaime did not finish school. He began working in mukero (selling contraband) and saving to begin a more legitimate business. He got started with currency exchange, which he has continued until now. With the help of his father, who owns land in Chokwe, he decided to explore and began working with land. He sends his father farming supplies and tools, and he has planted tomatoes, cucumbers and sweet potatoes. He has four workers who each earn 15,000 meticais per month, and he invests a maximum of 40,000 meticais and earns 30,000 meticais. But owing to the lack of market, Jaime has to rent a car to transport his products from Chokwe to Zimpeto, paying 3,000 meticais per trip.

This is Jaime's fifth loan with Hluvuku and his third with Kiva. The earlier loans (8,000 meticais, 10,000 meticais, 15,000 meticais and 20,000 meticais) were used to buy construction materials. This loan of 25,000 meticais will be for the same use. Jaime is confident that he will pay off the loan ahead of time and ask for another loan to stock his business in Chokwe.

Translated from Portuguese by Kiva volunteer

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