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Joelyn is married and 26 years old. She has a retail shop where she sells different kinds of goods such as canned goods, sugar, seasonings, soft drinks, biscuits, detergent, shampoo, bath soap and bar soap. Joelyn has had this business for two years.

Joelyn is requesting a loan of PHP 50,000 to buy groceries such as shampoo, bar soap, detergent, ingredients, milk, sugar, junk foods, biscuits, soft drinks and other kinds of products needed daily. Each month, Joelyn earns about PHP 9,000 doing this type of work. She hopes that she can expand her general store and improve it through the help of KIVA lenders.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 411
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joelyn to purchase sugar, milk, soft drinks, biscuits, shampoo, detergent, bar soap and junk foods.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 15, 2011
May 16, 2011
Currency Exchange Loss:
Aug 16, 2011