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Adriana Mercedes
Adriana Gurdián is a native of the municipality of El Sauce. She is the mother of 3 children, and she works as an elementary school teacher in a school in her area. She has been teaching children for more than 20 years. Adriana has her own home, which she is attempting to improve little by little for the benefit of her children. At this time, one of the things she needs is to acquire construction materials such as bricks, sheets of corrugated metal roofing material and cement, so that she can build a room and expand her house. For this reason, she decided to request her 3rd loan from Ceprodel so that she can accomplish this objective.
View original language description ↓
La Sra. Adriana Gurdián es originaria del municipio de El Sauce, es madre de tres hijos, se desempeña como profesora de primaria en un colegio de la localidad donde ha brindado sus servicios por más de veinte años para el aprendizaje de los niños.
Cuenta con su propia vivienda la que pretende mejorar poco a poco para el bienestar de sus hijos por eso una de las necesidades que tiene en estos momentos es adquirir materiales de construcción como ladrillos, zinc y cemento para construir un cuarto y ampliar tal vivienda, por tal razón decidió solicitar su tercer crédito en Ceprodel con el objetivo de cumplir con su necesidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Adriana Mercedes to buy bricks, corrugated metal sheeting and cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2011
May 17, 2011
Currency Exchange Loss:
Feb 9, 2012