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Karla Cristina
Karla V. is from the city of El Sauce. She has a son. She is a secondary school teacher at a school in the town, where she has taught adolescents for more than six years.

She has her own home, which she is trying to improve bit by bit for the well-being of her son. For that reason, she now needs to acquire construction materials such as bricks, zinc, cement, and sand, and to pay for labor to improve and expand the kitchen of her house. Therefore, she decided to ask for her first loan with Ceprodel in order to meet this need.
View original language description ↓
La Sra. Karla V. es originaria del municipio de El Sauce, es madre de un hijo, se desempeña como profesora de secundaria en un colegio de la localidad donde ha brindado sus servicios por más de seis años para el aprendizaje de los adolescentes.
Cuenta con su propia vivienda la que pretende mejorar poco a poco para el bienestar de su hijo por eso una de las necesidades que tiene en estos momentos es adquirir materiales de construcción como ladrillos, zinc, cemento, arena y pago de mano de obra para mejorar y ampliar la cocina de su vivienda, por tal razón decidió solicitar su primer crédito en Ceprodel con el objetivo de cumplir con su necesidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Karla Cristina to purchase bricks, zinc, cement, and sand, and to pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2011
May 17, 2011
Currency Exchange Loss:
Apr 21, 2012