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This is 40-year-old Alhaji. He is married and has 2 children. In the year 2002, Alhaji established his clothing business. He raised his initial business capital from the sales-assistant work he was doing. Working seven days a week and 11 hours a day, he earns about 2,000,000 Sierra Leone leones (Le) from this business every month.

He would like a loan in the amount of Le 5,000,000. Alhaji requires a loan in order to buy more bales of wax cotton. He hopes that this loan will enable him to increase his monthly profits by approximately Le 4,000,000. In the future, Alhaji plans to open a retail outlet in another strategic location. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 44
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Alhaji to buy bales of wax cotton for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 4, 2011
May 14, 2011
Currency Exchange Loss:
Aug 16, 2011