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Bwangu Development Group
In this Group: Joweria, Loy, Sarah, Issac, Henry, Janet, Annet, Margret, Lovisa, Christopher
Forty-year-old Joweria N., a happily married mother of two, has been overseeing her beauty salon business for the past decade in Nakifuma-Mukono, earning shillings 150,000 each week. Having previously operated a charcoal-sales business, she began this business through the persuasion of close friends.

With this loan, Joweria will purchase more cosmetics for use in her beauty salon. As a qualified teacher, she teaches in many schools in and around Nakifuma and places great value on hard work, an ethic she practices diligently in her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 90
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,387.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwangu Development Group's $2,025 loan helped a member to purchase more cosmetics for use in her beauty salon.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 13, 2011
May 14, 2011
Currency Exchange Loss:
Jan 6, 2012