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Roza's Group
In this Group: Roza , Anarkul, Galya, Baktygul
Roza B. is the leader of this group. She is 53 and is married to a taxi driver. They have raised three sons and a daughter. All the children are married and live separately with their families. The first son is engaged in retail trade in Bishkek and the other children are working in Russia. In 2006, with the initial investment of 30000 soms, Roza started to breed farm animals. She also sells 9-10 liters of milk every day. In this way she earns 5000 soms per month. She applied for the loan because she needs money to purchase seven more animals for breeding. In the near future, Roza wants to purchase home appliances to improve her living conditions.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Roza's Group's $1,400 loan helped a member to purchase farm animals.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 12, 2011
May 13, 2011
Currency Exchange Loss:
Mar 15, 2012